impulse spending

You don’t need to have been a straight A Accounting student to know that good financial planning beats spending and then praying that an emergency situation doesn’t arise. It is delusional to assume that unforeseen events will never take place. There’s always disease, death and accidents and we are all prone top them. The only difference is that those who plan for a rainy day need not have sleepless nights and headaches about it. Auditing firms in Johannesburg know this   In a time of company downsizing, recession and many businesses retrenching people, the guarantees are limited and the only financial [...]